A Disturbing, Viral Twitter Thread Reveals How AI-Powered Insurance Can Go Wrong Slashdotby BeauHD on ai at January 1, 1970, 1:00 am (cached at May 27, 2021, 11:35 pm)

An anonymous reader quotes a report from Vox: Lemonade, the fast-growing, machine learning-powered insurance app, put out a real lemon of a Twitter thread on Monday with a proud declaration that its AI analyzes videos of customers when determining if their claims are fraudulent. The company has been trying to explain itself and its business model -- and fend off serious accusations of bias, discrimination, and general creepiness -- ever since. [...] Over a series of seven tweets, Lemonade claimed that it gathers more than 1,600 "data points" about its users -- "100X more data than traditional insurance carriers," the company claimed. The thread didn't say what those data points are or how and when they're collected, simply that they produce "nuanced profiles" and "remarkably predictive insights" which help Lemonade determine, in apparently granular detail, its customers' "level of risk." Lemonade then provided an example of how its AI "carefully analyzes" videos that it asks customers making claims to send in "for signs of fraud," including "non-verbal cues." Traditional insurers are unable to use video this way, Lemonade said, crediting its AI for helping it improve its loss ratios: that is, taking in more in premiums than it had to pay out in claims. Lemonade used to pay out a lot more than it took in, which the company said was "friggin terrible." Now, the thread said, it takes in more than it pays out. The Twitter thread made the rounds to a horrified and growing audience, drawing the requisite comparisons to the dystopian tech television series Black Mirror and prompting people to ask if their claims would be denied because of the color of their skin, or if Lemonade's claims bot, "AI Jim," decided that they looked like they were lying. What, many wondered, did Lemonade mean by "non-verbal cues?" Threats to cancel policies (and screenshot evidence from people who did cancel) mounted. By Wednesday, the company walked back its claims, deleting the thread and replacing it with a new Twitter thread and blog post. You know you've really messed up when your company's apology Twitter thread includes the word "phrenology." "The Twitter thread was poorly worded, and as you note, it alarmed people on Twitter and sparked a debate spreading falsehoods," a spokesperson for Lemonade told Recode. "Our users aren't treated differently based on their appearance, disability, or any other personal characteristic, and AI has not been and will not be used to auto-reject claims." The company also maintains that it doesn't profit from denying claims and that it takes a flat fee from customer premiums and uses the rest to pay claims. Anything left over goes to charity (the company says it donated $1.13 million in 2020). But this model assumes that the customer is paying more in premiums than what they're asking for in claims. So, what's really going on here? According to Lemonade, the claim videos customers have to send are merely to let them explain their claims in their own words, and the "non-verbal cues" are facial recognition technology used to make sure one person isn't making claims under multiple identities. Any potential fraud, the company says, is flagged for a human to review and make the decision to accept or deny the claim. AI Jim doesn't deny claims. The blog post also didn't address -- nor did the company answer Recode's questions about -- how Lemonade's AI and its many data points are used in other parts of the insurance process, like determining premiums or if someone is too risky to insure at all.

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Industry Groups Sue To Stop Florida's New Social Media Law Slashdotby BeauHD on court at January 1, 1970, 1:00 am (cached at May 27, 2021, 11:05 pm)

Two tech industry organizations are suing Florida over its newly passed rules for social networks, claiming it violates private companies' constitutional rights. The Verge reports: SB 7072, which Florida Governor Ron DeSantis signed earlier this week, restricts how large social apps and websites can moderate user-generated content. It makes banning any Florida political candidate or "journalistic enterprise" unlawful, lets users sue if they believe they were banned without sufficient reason, requires an option to "opt out" of sorting algorithms, and places companies that break the law on an "antitrust violator blacklist" that bars them from doing business with public entities in Florida. Notably, it includes an exception for companies that operate a theme park. NetChoice and the CCIA say SB 7072 conflicts with both constitutional protections and federal Section 230 rules. "As private businesses, Plaintiffs' members have the right to decide what content is appropriate for their sites and platforms," their complaint says. "The Act requires members to display and prioritize user-generated content that runs counter to their terms, policies, and business practices; content that will likely offend and repel their users and advertisers; and even content that is unlawful, dangerous to public health and national security, and grossly inappropriate for younger audiences." The lawsuit claims Florida lawmakers and DeSantis specifically tailored the law to punish services whose moderation policies they disagreed with, while adding the arbitrary theme park exception to pacify Disney, Comcast NBCUniversal, and a handful of other big companies.

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Immunity To the Coronavirus May Persist for Years, Scientists Find Slashdotby msmash on medicine at January 1, 1970, 1:00 am (cached at May 27, 2021, 10:05 pm)

Immunity to the coronavirus lasts at least a year, possibly a lifetime, improving over time especially after vaccination, according to two new studies. The findings may help put to rest lingering fears that protection against the virus will be short-lived. From a report: Together, the studies suggest that most people who have recovered from Covid-19 and who were later immunized will not need boosters. Vaccinated people who were never infected most likely will need the shots, however, as will a minority who were infected but did not produce a robust immune response. Both reports looked at people who had been exposed to the coronavirus about a year earlier. Cells that retain a memory of the virus persist in the bone marrow and may churn out antibodies whenever needed, according to one of the studies, published on Monday in the journal Nature. The other study, posted online at BioRxiv, a site for biology research, found that these so-called memory B cells continue to mature and strengthen for at least 12 months after the initial infection. "The papers are consistent with the growing body of literature that suggests that immunity elicited by infection and vaccination for SARS-CoV-2 appears to be long-lived," said Scott Hensley, an immunologist at the University of Pennsylvania who was not involved in the research. The studies may soothe fears that immunity to the virus is transient, as is the case with coronaviruses that cause common colds. But those viruses change significantly every few years, Dr. Hensley said. "The reason we get infected with common coronaviruses repetitively throughout life might have much more to do with variation of these viruses rather than immunity," he said. In fact, memory B cells produced in response to infection with SARS-CoV-2 and enhanced with vaccination are so potent that they thwart even variants of the virus, negating the need for boosters, according to Michel Nussenzweig, an immunologist at Rockefeller University in New York who led the study on memory maturation.

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[no title] Scripting News(cached at May 27, 2021, 10:03 pm)

Today's song: People Like Us.
Humans Probably Can't Live Longer Than 150 Years, New Research Finds Slashdotby msmash on science at January 1, 1970, 1:00 am (cached at May 27, 2021, 9:35 pm)

Science is once again casting doubt on the notion that we could live to be nearly as old as the biblical Methuselah or Mel Brooks' 2,000-year-old man. From a report: New research research [PDF] from Singapore-base biotech company Gero looks at how well the human body bounces back from disease, accidents or just about anything else that puts stress on its systems. This basic resilience declines as people age, with an 80-year-old requiring three times as long to recover from stresses as a 40-year-old on average. This should make sense if you've ever known an elderly person who has taken a nasty fall. Recovery from such a spill can be lif- threatening for a particularly frail person, whereas a similar fall might put a person half as old out of commission for just a short time and teenagers might simply dust themselves off and keep going. Extrapolate this decline further, and human body resilience is completely gone at some age between 120 and 150, according to new analysis performed by the researchers. In other words, at some point your body loses all ability to recover from pretty much any potential stressor. The researchers arrived at this conclusion by looking at health data for large groups from the US, the UK and Russia. They looked at blood cell counts as well as step counts recorded by wearables. As people experienced different stressors, fluctuations in blood cell and step counts showed that recovery time grew longer as individuals grew older. "Aging in humans exhibits universal features common to complex systems operating on the brink of disintegration," Peter Fedichev, co-founder and CEO of Gero, said in a statement.

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Indonesian Government Blocks Hacking Forum After Data Leak Slashdotby msmash on privacy at January 1, 1970, 1:00 am (cached at May 27, 2021, 9:05 pm)

The Indonesian government has blocked access inside its borders to Raid Forums, a well-known cybercrime hub, in an attempt to limit the spread of a sensitive data leak. From a report: The ban, which the government wants internet service providers to implement, comes after a threat actor claimed in a Raid Forums post on May 12 to be in possession and selling the personal data of 279 million Indonesians. The threat actor, an individual known as Kotz, leaked a sample of one million citizens' details to prove their claims. The leaked data included citizen names, national ID numbers, tax registration information, mobile phone numbers, and for some citizens also came with headshots and salary-related information.

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A Super Blood Moon Dazzles Earthlings Slashdotby msmash on science at January 1, 1970, 1:00 am (cached at May 27, 2021, 8:35 pm)

Australians were among those lucky enough to see it on Wednesday evening, a rare astronomical event marked by a dazzling array of sunset colors like red and burnt orange: a "super blood moon." From a report: From Brazil to Alaska, California to Indonesia, people with the right view of the celestial phenomenon marveled as their moon, usually a predictable, pale, Swiss-cheese-like round in the sky, was transformed into a fierce, red giant. As one Twitter user, words failing, put it: "Man I'm in love with this urghhh." The striking display was the result of two simultaneous phenomena: a supermoon (when the moon lines up closer than normal to our planet and appears to be bigger than usual), combined with a total lunar eclipse, or blood moon (when the moon sits directly in the Earthâ(TM)s shadow and is struck by light filtered through the Earth's atmosphere). "A little bit of sunlight skims the Earth's atmosphere," said Brad Tucker, an astrophysicist and cosmologist based at the Australian National University in Canberra, the country's capital. He said this creates the effect of "sunrise and sunset being projected onto the moon." Depending on your vantage point and the amount of dust, clouds and pollution in the atmosphere, Dr. Tucker added, the moon appears pink-orange or burned red or even a brown color. "A super poo moon doesn't really have the same ring," he said. Sky gazers in eastern Australia caught the eclipse beginning around 6:47 p.m. local time Wednesday, with it peaking by 9:18 p.m., while those in Los Angeles were to see the action beginning at 1:47 a.m. Pacific time. In Australia, some took to the skies on a special flight to see the supermoon. It left Sydney about 7:45 p.m. and was to return later that evening. Vanessa Moss, an astronomer with Australia's national science agency, CSIRO, and the guest expert on the flight, said this kind of phenomenon was exciting because it was accessible.

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Clearview AI Hit With Sweeping Legal Complaints Over Controversial Face Scraping in Slashdotby msmash on privacy at January 1, 1970, 1:00 am (cached at May 27, 2021, 7:35 pm)

Privacy International (PI) and several other European privacy and digital rights organizations announced today that they've filed legal complaints against the controversial facial recognition company Clearview AI. From a report: The complaints filed in France, Austria, Greece, Italy, and the United Kingdom say that the company's method of documenting and collecting data -- including images of faces it automatically extracts from public websites -- violates European privacy laws. New York-based Clearview claims to have built "the largest known database of 3+ billion facial images." PI, NYOB, Hermes Center for Transparency and Digital Human Rights, and Homo Digitalis all claim that Clearview's data collection goes beyond what the average user would expect when using services like Instagram, LinkedIn, or YouTube. "Extracting our unique facial features or even sharing them with the police and other companies goes far beyond what we could ever expect as online users," said PI legal officer Ioannis Kouvakas in a joint statement.

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Twitter Decries India Intimidation, Will Press for Changes Slashdotby msmash on twitter at January 1, 1970, 1:00 am (cached at May 27, 2021, 7:06 pm)

Twitter called the visit by police to its Indian offices on Monday a form of intimidation in its first public comments on the matter. From a report: The social network reiterated its commitment to India as a vital market, but signaled its growing concern about the government's recent actions and potential threats to freedom of expression that may result. The company also joined other international businesses and organizations in criticizing new IT rules and regulations that it said "inhibit free, open public conversation." Twitter will continue its dialog with the Indian government for a collaborative approach, while also advocating for change to the regulations. The San Francisco-based company has disagreed with local government officials on a number of fronts, deeming some enforcement orders to be improper curbs on free speech. Most recently, Twitter marked several posts by accounts associated with India's ruling party as containing manipulated media -- they purported to show a strategy document from the opposition party whose authenticity has been disputed -- which prompted the police visit to its offices late Monday.

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Coinbase Launches 'Fact Check,' a Section on its Blog To Combat Misinformation about Slashdotby msmash on media at January 1, 1970, 1:00 am (cached at May 27, 2021, 6:35 pm)

Crypto giant Coinbase on Thursday launched its own media operation. The company is calling it "Fact Check" -- and giving it a dedicated section on its blog. In a blog post, Coinbase Founder and CEO Brian Armstrong said the firm, which recently went public, will use Fact Check to combat misinformation and mischaracterizations about Coinbase or crypto being shared in the world. "Unfortunately, we also see misinformation published frequently as well, whether in traditional media, social media, or by public figures. This doesn't always come from negative intentions. Our business, and crypto, can be difficult to understand, and often people are rushed to post first impressions online, making mistakes in the process. At other times, misinformation comes from people pushing their own agenda, or from those who have a conflict of interest," wrote Armstrong, who in the post outlines in detail his thinking behind launching Fact Check. An excerpt from the blogpost: In the future, we will need to move beyond fact checking, and start creating more of our own original content to communicate with our audience, and tell the stories of crypto that are happening all over the world. Many of these stories are not being told by traditional media. Fact checking is still largely reactive, but we need to move to a more proactive stance on content creation to have a true media arm. Distribution of our content will happen through podcasts, YouTube, our blog, Twitter, and every other channel we own. But in the future, it will also likely move to more crypto native platforms, like Bitclout, or crypto oracles. Long term, the real source of truth will be what can be found on-chain, with a cryptographic signature attached.

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[no title] Scripting News(cached at May 27, 2021, 6:32 pm)

Of course Bill Gates is a nasty fuck. Come on. All you had to do was read my blog. Even so, I actually like Bill Gates. It's weird. I've met with him a few times and always found it interesting and memorable. At one time believe it or not I wanted to work at Microsoft. Friends later told me I dodged a bullet. Actually a couple of times. Anyway the reporters are going for him now. Time to get out the popcorn.
[no title] Scripting News(cached at May 27, 2021, 6:32 pm)

I had an MRI this morning. There was only twelve minutes of MRI'ing, but I swore to myself next time I'd rather die than do this again. It's weird. I know I'll forget that eventually, I did last time (it was worse than today's). It was broken into 5 separate exposures of different lengths. I tried various ways to keep my mind occupied. First, I counted all the states, first going around the edge of the country then looping through the interior. The second time I did it again. Next time I tried counting my breaths, but eventually lost interest. All the time I'm having bouts of freaking out from claustrophobia. I thought terrible thoughts. All the while it felt like the MRI was pulling me in, even though the operator told me that was just an illusion. But, by the last segment I figured out what to do. I reviewed the code in the project I'm working on now. I realized I had a great map of it memorized, and walked through all the bits I could remember, like the states, just to see how much I could find up there in my brain. My brain is a tool for thought, I realized, and tried not to laugh. It kept me entertained. I'm passing this along as a lifehack for programmers, or other designers and developers.
New dark matter map reveals cosmic mystery BBC News | Science/Nature | UK Edition(cached at May 27, 2021, 6:30 pm)

The most detailed map of dark matter in the Universe is puzzling physicists.
Google Says Rowhammer Attacks Are Gaining Range as RAM is Getting Smaller Slashdotby msmash on google at January 1, 1970, 1:00 am (cached at May 27, 2021, 5:35 pm)

A team of Google security researchers said they discovered a new way to perform Rowhammer attacks against computer memory (RAM) cards that broaden the attack's initial impact. From a report: First detailed in 2014, Rowhammer was a ground-breaking attack that exploited the design of modern RAM cards, where memory cells are stored in grid-like arrangements. The basic principle behind Rowhammer was that a malicious app could perform rapid read/write operations on a row of memory cells. As the cells would shift their values from 0 to 1 and vice versa in a very small time window, this would generate small electromagnetic fields inside the row of "hammered" memory cells. The result of these fields were errors in nearby memory rows that sometimes flipped bits and altered adjacent data. [...] In a research paper published this week, a team of five Google security researchers took Rowhammer attacks to a new level. In a new attack variation named Half-Double, researchers said they managed to carry out a Rowhammer attack that caused bit flips at a distance of two rows from the âoehammeredâ row instead of just one.

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Facebook Ends Ban On Posts Asserting Covid-19 Was Man-Made Slashdotby msmash on facebook at January 1, 1970, 1:00 am (cached at May 27, 2021, 5:05 pm)

Facebook has ended its ban on posts asserting Covid-19 was man-made or manufactured, a policy shift that reflects a deepening debate over the origins of the pandemic that was first identified in Wuhan, China, almost 18 months ago. An anonymous reader shares a report: The Wall Street Journal reported Sunday that three researchers from China's Wuhan Institute of Virology became sick enough in November 2019 that they sought hospital care, according to a previously undisclosed U.S. intelligence report. "In light of ongoing investigations into the origin of COVID-19 and in consultation with public health experts, we will no longer remove the claim that COVID-19 is man-made or manufactured from our apps," Facebook said in a statement on its website Wednesday. President Biden on Wednesday ordered a U.S. intelligence inquiry into the origins of the virus. The White House has come under pressure to conduct its own investigation after China told the World Health Organization that it considered Beijing's part of the investigation complete, calling for efforts to trace the virus's origins to shift into other countries.

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